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  Prime1 Regular Now Access2
Minimum to Open $100 $100 $500 $1,000
Minimum Daily Balance $0 $0 $500 $1,000
Monthly Service Fee None None $6 $10
Interest Bearing Yes No Yes Yes
Refund ATM Fees Yes No No No
eStatements/Paper Statements3 eStatement Only Both Both Both

1 – To earn the higher interest rate for this account, you are required to have 15 debit card transactions, have one direct deposit or ACH withdrawal, have a valid e-mail address and accept an electronic statement. If these requirements are met during the monthly qualification cycle, ATM fees incurred Nationwide, during the monthly qualification cycle, will be reversed and credited back to your account. The maximum ATM fee refund, per monthly qualification cyle, is $20. ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction. ATM fees of $5.00 or higher will be reimbursed if the appropriate ATM receipt is presented to a representative at our bank. ATM withdrawals do not count as qualifiying debit card transactions for purposes of earning rewards within this account.

2 – During the statement period, you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order.

3 – Paper Statement Fee: $2.00 (eStatements are provided at no cost).

† – If daily balance falls below the minimum balance required to open that account. Waived if average ledger balance exceeds $1,500.

New Horizons Club

  • 50+ checking account
  • Minimum Account Balance of $1,500


  • FREE New Horizons Club check blanks
  • FREE Cashiers Checks
  • FREE Notary & Signature guarantee
  • FREE photocopies & local faxes
  • 50% discount on Safe Deposit Boxes for one year

Available Check Blanks

To order checks, click here or on the "Order Checks" link at the top of the page.

*Must know next check number to order checks online - call 218-463-2135 if you need assistance*

Check Prices

  • 200 single checks $11.25
  • 150 duplicate checks $14.00
  • Price includes register, vinyl cover, tax and standard delivery

Check Options

Citizens State Bank Check Background Styles

Citizens State Bank Check Accent Options

Citizens State Bank Check with Roseau Rams Logo