Welcome to Your Bank

With Citizens State Bank, anything is possible. We have been Roseau County’s friendly hometown bank since 1905. We strive to serve the financial needs of our customers with a variety of banking services, including personal banking and loans, business banking and loans, and we make it easy with digital banking opportunities.

At Citizens State Bank, we are able to serve our customers quickly by making decisions locally. We work with each customer to help them receive their desired loans at rates and terms they are able to afford or a deposit product that works for them. Apply online today, call to make an appointment or stop in anytime, and someone will be available to help you walk out with a new account, loan, or mortgage.

How Can We Help You?

Apply for Personal Loan

Apply for Mortgage

Open an Account

eBanking in Roseau, MN | Citizens State Bank

Why Choose Citizens State Bank

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Small Town Service

We have been Roseau’s hometown bank since 1905. When you call or stop in, you speak with a person you know.

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Fast Decisions

Being a small town bank, we make decisions fast and local. Whether you are looking for a new deposit account or a loan, we will get you what you need.

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Anything Is Possible

Whether you need to start saving with an IRA, get an operating loan for your farm or business, or get pre-approved for a mortgage, we are here to make anything possible. Call or stop into Citizens State Bank today! .