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Resources & Additional Services

Citizens State Bank has been Roseau, MN’s small-town bank since 1905. Although many of your daily banking tasks are available online, a friendly face is always ready to greet you at our location. We are eager to help you with your banking needs and stand by our belief that anything is possible. By providing many personal and business banking services, Citizens State Bank makes it possible to avoid working with more than one financial institution.

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Personal & Commercial Banking in Roseau, MN

Additional Services We Provide


ACH is a real-time, electronic payment system that allows customers to make and receive payments with their bank accounts.

Wire Transfers

Wire transfers are a great way to move money quickly and securely between banks.
(CSB Routing Number: 091204527)

Merchant Processor

Merchant processors reduce the amount of time, effort, and money that goes into processing credit card transactions. They also reduce the risk of fraud by providing an extra layer of security.

Canadian Exchange/Drafts

Exchange funds to or from Canadian dollars, deposit checks drawn on Canadian banks, or purchase a Canadian Draft for your Canadian purchase.

Night Depository

Deposit cash and checks at our Night Depository after normal banking hours.

VISA® Gift Cards

Visa® gift cards are a great way to give a gift everyone can appreciate.

ATM Locations

We have two local ATM locations: a 24-hour one inside the bank and one at the Cenex C-store.

Annual Credit Report

Suspicious activity on accounts you don’t recognize can be signs of identity theft. Review your credit reports to catch problems early. Federal law allows you to:

  • Get a free copy of your credit report every 12 months from each credit reporting company.
  • Ensure that the information on all of your credit reports is correct and up to date.

People with good credit should check their credit reports too. Regular checks ensure the information stays accurate so your good credit will be ready when you need it.

Have a question?

Citizens State Bank Roseau
118 Main Avenue South
Roseau, MN 56751-0160

Phone: 1-218-463-2135
Fax: 1-218-463-2943

Lost or Stolen Debit Card?
Contact Visa® immediately at:

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Business Hours:
Monday – Friday
Lobby: 9:00 AM to 5:00 PM
Drive Up: 8:00 AM to 5:00 PM

Lobby: 8:30 AM to 12:00 PM
Drive Up: 8:00 AM to 12:00 PM

CSB Routing Number: 091204527

Online Banking Login

Forgot Password?
New User?
Billpay Demo