Deposit Checks, Transfer Funds, & More On the Go
Online Banking in Roseau, MN
Easy and Convenient

Digital Banking

Banking with Citizens State Bank is convenient AND easy! Although we would be happy to serve you at our location in Roseau, MN, digital banking lets you bank on your own time from wherever you are. Use our digital banking products to view account information, deposit checks, transfer money, and pay your bills. Whether you want to access your accounts through a computer or phone, we have you covered.

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Mobile Banking

Citizens State Bank offers mobile banking free to account holders! Make banking simple with any or all of our mobile banking solutions.

Digital Banking in Roseau, MN

Downloadable Apps

Download on the App Store
Get It on Google Play

Mobile Deposit

Mobile deposit is available to account holders who have downloaded the free mobile app. This way, you can view your accounts and deposit checks into your account without ever going to the bank or speaking with someone. The daily cut-off is 2:30 PM, and the daily maximum deposit allowed is $20,000.

Deposit Requirements

  • Made payable to the account holder
  • Payable in US Dollars at a financial institution located in the United States
  • Properly endorsed with “For CSB Mobile Deposit” and signature of the payee

Prohibited Items

  • Any item drawn on your account
  • Savings bonds
  • Credit card checks
  • Money orders
  • Any check issued by a “Pay-Day Lender”

* Standard text and data rates apply

Mobile Wallet

In a world where everything is digital, your payments should be, too. Time is precious. Digital payments provide a quick and simple way to make secure purchases. Citizens State Bank recognizes the need for digital payment convenience and is excited for you to enjoy it through Apple Pay, Samsung Pay, and Google Pay. To enroll, just find and follow the prompts on your smartphone and enhance your shopping experience! Enjoy a digital way to pay!

Mobile Wallet Banking in Roseau, MN

Bill Pay

Bill Pay allows you to pay your bills through our digital channels without having to write out checks or make trips to the post office. Simply log in, enter the amount you want to send, and that is it! You can view your payments and bills over the past 84 months in your “Activity,” and you can download your information to a CSV and import it into a personal financial software application.


Eliminate paper billing and trips to the mailbox by receiving your bills in Bill Pay. eBills can be conveniently viewed and paid in the Payment Center.

Auto Pay

Set up automatic payments according to your schedule that you can change or cancel at any time.

Auto Pay for eBills

Some eBills may be paid via Auto Pay. Set them up to pay automatically and change or cancel them at any time.

Fee: $1.00 per payment sent

Account Alerts

Receive account alerts via email or text message to help monitor your accounts. Get alerted every time a withdrawal happens from your account; or if your balance falls below your desired level.


Telebanc is a 24-hour touch-tone banking service that is free to all customers. To use Telebanc, call 1-218-463-2600.


Telebanc Functions

  • Account inquiry
  • Transaction inquiry
  • Check verification
  • Payments on CSB loans
  • Transfers

Electronic Statements

Switch from paper statements to electronic statements that can be viewed, searched, and saved online. They may be emailed to you or accessed through Digital Banking.


Benefits of eStatements

  • Quicker than paper statements
  • Conveniently archived on Digital Banking so you can view past statements easily
  • More secure than paper statements because they’re accessed using your account log-in or password
  • Environmentally-friendly
Get $10 Roso Dough when you sign up for eStatements!
Anything is possible with Citizens State Bank!
Contact us at 1-218-463-2135 to get started.

Citizens State Bank Roseau
118 Main Avenue South
Roseau, MN 56751-0160

Phone: 1-218-463-2135
Fax: 1-218-463-2943

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Business Hours:
Monday – Friday
Lobby: 9:00 AM to 5:00 PM
Drive Up: 8:00 AM to 5:00 PM

Lobby: 8:30 AM to 12:00 PM
Drive Up: 8:00 AM to 12:00 PM

CSB Routing Number: 091204527

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